BCRPA Insurance at Registration (First Year)

BCRPA Insurance

Please Note: new BCRPA Leader registration fees be increasing to $109 for the first year of registration in February 2021.

This is what is included with your $2 million Commercial General Liability Insurance through HUB International TOS Limited for fitness professionals practicing Group Fitness, Aquatic Fitness, Weight Training, Yoga Fitness, Older Adult Fitness, Osteofit, Pilates Fitness, and first year students who have passed the Fitness Theory exam and are in the process of obtaining one of the aforementioned specialties.

This coverage includes negligent acts and/or omissions resulting in bodily injury and/or property damage to a third party, including:

    • Injury to participants (no Professional Liability Exclusion for bodily injury losses only)
    • Personal Injury: limit $2,000,000
    • Advertising Injury: limit $2,000,000
    • Tenants Legal Liability: $250,000
    • Medical Payments: $2,500 per person
    • Products/Completed Operations
    • Employer’s Liability/Cross Liability/Severability of Insured’s
    • Incidental Medical Malpractice
    • Occurrence Property Damage
    • Blanket Contractual – provides coverage when you enter into an insured contract
    • Broad Form Property Damage
    • Owners and Contractors Protective – covers the insured’s liability for bodily injury and property damage caused, in whole or in part, by an independent contractor’s work for the insured

Exclusions/Not included:

    • Abuse
    • Tanning / Toning beds
    • Sanction limitation
    • Contagion exclusion
    • Infrared sauna
    • Hot / Bikram Yoga
    • Asbestos (total exclusion)
    • Data
    • Terrorism
    • Limited fungi and fungal
    • Derivatives coverage

For all insurance related questions please contact HUB International directly by email (TOS.Team-FitnessLeaders@hubinternational.com) or by calling 604-269-1919.

KINESIOLOGISTS.CA Studio and BCRPA cannot answer any insurance questions.

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Online Training? Read this about insurance immediately!

Insurance Coverage for 2021 Online Training

HUB International TOS Limited will continue to provide coverage for online training sessions in 2021!  They will be covering pre-recorded online content as well! (A disclaimer is required for all non-2-way communication, see full coverage information here.)


There will be an additional premium of $15.00 which allows a certified trainer to offer unlimited online training until December 31, 2021 ($10 for insurance + $5 to cover administrative costs).  This insurance must be purchased every year. If purchased it in 2020, it will need to be purchased again for 2021.  Note this is a flat fee for the year, so purchase early to maximize your coverage in 2021.

HUB International is requiring payment for this online insurance to be processed by BCRPA.  It will be available to purchase directly through your account on The Registry® of Fitness Professionals – available for purchase from approximately January 12 onward.

To view the restrictions on this coverage please follow this link and look under the “Insurance” tab: https://www.bcrpa.bc.ca/media/277953/terms-and-conditions-for-online-training-classes-insurance.pdf

Online Insurance for Personal Trainers

Personal Trainers can purchase this online insurance directly through HUB when they purchase their General Liability insurance. Rates for online Personal Training:

  • $1 million liability $25/year
  • $2 million liability $30/year
  • $5 million liability $40/year
  • To pay, please contact HUB directly by calling 604-269-1919.

For all insurance related questions please contact HUB International directly by email (TOS.Team-FitnessLeaders@hubinternational.com) or by calling 604-269-1919.

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BCRPA Transfer Policies regarding CanFitPro

Hi Aaron,

We have recently changed our transfer policies, so we only accept those that are currently registered with CanFitPro.  If they are expired then they are not eligible and will have to start from the beginning taking BCRPA approved courses.

If they are still registered with CanFitPro they have to provide the following in order to be considered:

  • Proof of current registration/certificates
  • 2 year work experience resume

Once these have been approved then they must complete the following:

  • Pass the Fitness Theory exam
  • ICE in any specialties they are transferring over
  • PT exam (if applicable)

I hope this clears things up.  We are updating our transfer page and will have all the requirements for all the different organizations for your reference.  We are hoping to have this done by the end of the month.


Christina Schultz

Education and Programs Administrator

BC Recreation and Parks Association

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Where it all started for the KINESIOLOGISTS.CA – Cloverdale Studio!

Where it all started for the KINESIOLOGISTS.CA – Cloverdale Studio!

It seems like a lifetime ago.  I started the renovations and studio buildout for the Studio in January 2015.  I was able to purchase almost supplies from Surrey New and Used and re-purposed all materials from the studio (including drywall and 2×4’s).  After 5 months of renovations, I had only 7 bags of garbage to get rid of – the the rest was used or given away.

And here we are, almost 6 years later, still going strong.

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Could a person be fit and still considered fat?

I get asked this question on a regular basis from my clients – “Can a person be fit and still be considered fat?”  Great question with no easy answer.

This 2012 article from TIME magazine is a great article about this exact question.

Link: https://healthland.time.com/2012/09/05/can-you-be-fat-and-fit-or-thin-and-unhealthy/

The researchers examined data on 43,265 participants enrolled in the Aerobics Center Longitudinal Study between 1979 and 2003.

What were the takeaways:

  • Those who were fat but fit had no higher death risk than metabolically healthy normal weight participants
  • Someone who is fit is metabolically going to be far better off than someone who is unfit
  • Doctors and public health experts: get more exercise — whether you’re thin or fat

But, remember:

  • “You are still more likely to develop other metabolic risk factors that contribute to chronic disease if you’re overweight.”
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CERTIFICATION UPDATE (BCRPA) – Training / Insurance for training ‘youth’

In all BCRPA Scope of Practice documents, the term YOUTH is used, and labelled, as a Special Population requiring addition training.  However, the issue is the term YOUTH is not clearly defined. So, BCRPA, working in cooperation with HUB International (BCRPA’s Insurance Provider), now define the term YOUTH as follows:

  • Child: 12 years of age and under
  • Youth: 13 to 18 years of age
  • Adult: 19 years of age and over

This classification will provide more clarity to BCRPA Fitness Leaders regardless of specialty designation. However, the change does not remove your right to add the additional requirements when necessary;

  • To issue parental participant waivers when necessary
  • To ask for parental confirmation of medical clearance when necessary
  • To request parental written confirmation to participate when necessary

This leaves category of Child (under 12 ) requiring “Special Training”  which can be satisfied by taking the four (4) hour BCRPA High Five course “Principals of Healthy Child Development” ( https://www.bcrpa.bc.ca/courses/high-five/)

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